Institutional Advisory Services

Rigorous Techno-Economic Viability (TEV) assessments evaluating market demand, technical execution, raw material sustainability, and financial viability before capital commitment.

Structured business plans synthesizing market positioning, go-to-market execution, organizational hierarchy, and 5-year financial forecasts for lenders and strategic stakeholders.

Specialized advisory for early-stage and growth startups navigating DPIIT recognition, tax exemptions (Section 80-IAC), seed debt, venture debt readiness, and structured unit economics.

Comprehensive advisory for established MSMEs facing working capital bottlenecks, debtor delays, credit rating stagnation, or operational expansion challenges.

End-to-end debt advisory for greenfield industrial plants, brownfield expansions, and infrastructure capex, structuring optimum Debt:Equity ratios and managing lender appraisal.

Strategic structuring and enhancement of fund-based (Cash Credit, Overdraft) and non-fund-based (Letters of Credit, Bank Guarantees) working capital facilities.

Capital structuring and debt advisory for growing enterprises undertaking brownfield plant expansions, secondary manufacturing units, or retail network scale-up.

Targeted financing solutions for industrial machinery, automated equipment, medical devices, and technology procurement, including supplier credit and leasing structures.

Meticulous preparation and vetting of project finance documentation: means of finance dossiers, sanction compliance, mortgage creation, ROC charges, and disbursement clearance.

Bankable, institutional-grade 40 to 70 page Detailed Project Reports (DPR) prepared in strict compliance with IBA, SIDBI, and commercial bank credit appraisal standards.

Form I to Form VI preparation containing audited historicals, provisional statements, and 5 to 7 years forward projections meeting RBI Tandon and Nayak committee norms.

Integrated 5 to 10-year dynamic financial projections (P&L, Balance Sheet, Cash Flow) with variable capacity utilization, inflation adjustments, and tax modeling.

Institutional-grade financial models featuring Discounted Cash Flow (DCF) valuation, Internal Rate of Return (IRR), Weighted Average Cost of Capital (WACC), and debt sizing.

Comprehensive diagnostic benchmarking of key credit and operational ratios (DSCR, ISCR, Current Ratio, TOL/TNW, ROCE) against Indian commercial banking standards.

Multi-variable stress testing evaluating the resilience of project cash flows against raw material price shocks, capacity underutilization, and interest rate hikes.

Comprehensive GST reconciliation (GSTR-1 vs GSTR-3B vs GSTR-2B), turnover verification for bank loans, input tax credit (ITC) audits, and departmental representation.

Strategic corporate tax advisory aligning income tax filings with bank credit requirements, depreciation scheduling, Section 43B compliance, and tax-efficient capital structuring.

End-to-end statutory registration services: Private Limited / LLP incorporation, Udyam MSME registration, Factory Licenses, Pollution Control Board (SPCB) clearances, and Trade Licenses.

Ongoing secretarial compliance, annual MCA filings (AOC-4, MGT-7), borrowing power resolutions (Section 179/180), director KYC, and statutory register maintenance.

Identification, structuring, and execution of eligible Central & State government credit guarantee schemes (CGTMSE up to ₹5 Cr, PMEGP, Stand-Up India) and capital subsidies.

Comprehensive advisory for claiming Central and State Industrial Policy incentives: capital investment subsidies, interest subvention, power tariff concessions, and stamp duty reimbursements.

High-caliber outsourced CFO leadership for growing enterprises: strategic treasury management, banking relationship management, monthly MIS, cash flow governance, and investor reporting.

Strategic advisory for stressed and sub-optimal balance sheets: SMA-0/1/2 regularisation, loan tenure extension, interest rate realignment, and One Time Settlement (OTS) appraisal.